Job Description

What You'll Be Doing

A Mortgage Lender at Bank Iowa originates mortgage loans and promotes the bank and our services to the community. This role may also originate some agricultural and commercial loans. This role helps to identify and serve the community's financial needs through loan counseling, seminars and sales meetings, and by participating in and promoting the bank's community activities.

• Generate mortgage loan business by developing relationships with real estate professionals, builders, and other referral sources.
• Conduct interviews with prospective borrowers to analyze financial and credit data, determine financing objectives, and advise on product options.
• Guide clients through the loan application process and ensure all necessary documentation is collected.
• Collaborate with underwriters to secure approval for loans.

This is a full-time position and typical work hours and days are Monday through Friday 8:00 AM to 5:00 PM. Some flexibility may be necessary to participate in community events after normal business hours. This role is base salary + incentive based on volume.

Skills/Experience You'll Need

• Bachelor's degree in business, finance or related field preferred
• 1-2 years' experience in a financial institution or loan office setting
• Bilingual/Multilingual candidates preferred.
• Ability to produce self-generated loans.
• Strong negotiation skills with the ability to close deals effectively
• Excellent communication and customer service skills.
• Ability to work in a fast-paced environment while maintaining attention to detail.
• Register and obtain a unique identifier number from the Nationwide Mortgage Licensing System.

What you'll love about us

Our team members love working here, and the prevailing reason is this: our people. In addition to the great team you will be a part of, here are some of the other reasons why our team members love working here:

• A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing.
• Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allow our team members to think big.
• Blending work and life – As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives.
• Continued learning opportunities – Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal & informal training settings, as well as, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs.
• Community Involvement – Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 22 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO.
• Recognition – Bank Iowa is proud of our team members who Live our Values. Our peer nominated recognition program presented annually, recognizes and celebrates team members who exemplified our values from the past year.

Our People-Centered Culture

At Bank Iowa our purpose is to Empower People, Inspire Success and Foster Growth . Bank Iowa is one of the leading independent Ag banks and the second-largest family-owned bank in the state of Iowa. Our bank family consists of team members and clients throughout Iowa who we serve in our 22 communities.

At Bank Iowa, we're proud to put people first, and we value our team members as much as our clients. We support team member development by focusing on their innate talents and developing those into areas of strength. We offer an environment where people care about each other like family. If you're looking for a career with colleagues who have the opportunity to bring their best, think big, and enable great things, Bank Iowa is the place for you.

Bank Iowa is an equal opportunity employer with a passion for creating an inclusive environment where all people are truly welcomed, valued and respected – for all of who they are – regardless of differences. All applicants will be considered for employment without regard to age, race, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

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